Secured & Unsecured

Term Loans

Experience unparalleled business growth and improved cash flow management with Zeus Commercial Capital's term loans, your key to unlocking financial freedom and operational efficiency. Our term loans are specifically designed to cater to the unique needs of businesses seeking to expand, innovate, or simply stabilize their financial footing in a competitive marketplace. With Zeus Commercial Capital, benefit from competitively low interest rates, ensuring your financial burden is minimized while maximizing your growth potential.

Flexible Term Loans

Power Your Business Forward

Our term loans stand out due to their incredible flexibility in use. Whether you're aiming to invest in new equipment, scale your operations, or refinance existing debts, our financial solutions are tailored to suit a broad range of business activities, making sure your specific needs are met with precision and understanding. Moreover, our structured repayment plans offer predictability and peace of mind, allowing you to plan your financial future with confidence, free from the worries of fluctuating repayment amounts.

What sets Zeus Commercial Capital apart is our commitment to ensuring your business retains its equity. With our term loans, there's no need to dilute your ownership to secure the funds you need. This means you maintain full control over your business, making decisions that are best for your growth without external pressures.

Dive into the world of Zeus Commercial Capital and discover how our term loans can transform your business landscape. With our expert team ready to guide you through every step of the financing process, achieving your business goals has never been easier or more accessible. Unlock the potential of your business today, without the constraints of equity dilution, and step into a brighter, more financially secure future.

10,000+ FUNDING PARTNERS

Term Loans

Key Benefits

Predictable Repayment Schedule:

Term loans offer the advantage of a fixed repayment schedule, making budgeting and financial planning more straightforward for businesses.

Lower Interest Rates:

Compared to other forms of financing, term loans often come with lower interest rates, reducing the overall cost of borrowing for your business.

Access to Larger Sums:

Term loans can provide businesses with access to larger amounts of capital upfront, enabling significant investments in growth or expansion projects.

Flexibility in Use:

The funds from a term loan can be used for a wide range of purposes, from purchasing new equipment and expanding operations to refinancing existing debt, offering businesses the flexibility to address their most pressing needs.

Build Credit History:

Regularly repaying a term loan on time can help a business build or improve its credit history, potentially leading to more favorable financing terms in the future.

No Equity Dilution:

Since term loans do not require giving up a portion of equity, business owners retain full control over their company while accessing the capital they need.

Standard Program

Unsecured Term Loan

Loan Amount: $25K-$500K

Payment Frequency: Monthly

Repayment Terms: Up to 7 Years

Rate: 9-15% APR

Origination Fee: 10-15%

Pre-Qualification

FICO 8 Tri-Merge Credit Report

680+ Transunion, Equifax, Experian

Past 2 Years Tax Returns

$50K+ Income on the 1040

*No Entity Documentation Required

No Min

Annual Gross Revue

No Min

Time in Business

680+

FICO Score

No Min

Daily Avg Bank Balance

Premier Plus Term Loans

Unsecured Term Loan

Loan Amount: $25K-$500K

Payment Frequency: Monthly

Repayment Terms: Up to 7 Years

Rate: As low as 8.99% APR

Origination Fee: 3% - 6%

Secured Term Loan

Loan Amount: $500K-5MM

Payment Frequency: Monthly

Repayment Terms: Up to 10 Years

Rate: As low as 8.99% APR

Origination Fee: 3% - 6%

$500,000+

Annual Gross Revue

5+ Years

Time in Business

700+

FICO Score

$5,000+

Daily Avg Bank Balance

Frequently Asked Questions

Got questions? We've got the answers you're looking for...

What types of commercial funding does Zeus Commercial Capital offer?

Zeus Commercial Capital offers a wide range of commercial funding options, including but not limited to SBA loans, USDA loans, commercial real estate loans, equipment financing, invoice factoring, and lines of credit. Our goal is to provide flexible, tailored financing solutions to meet the unique needs of your business.

How does the application process for commercial funding work?

The application process starts with a brief consultation to understand your business needs and goals. Following this, you'll be asked to submit a loan application along with the necessary financial documents. Our team will review your application, perform due diligence, and provide you with the best financing options available. The process is streamlined to ensure efficiency and ease.

What qualifications are required for commercial funding?

Qualifications for commercial funding can vary based on the type of loan or financing option. Generally, we look at the credit history of the business and its owners, cash flow and revenue stability, business plan and performance, as well as collateral for certain types of loans. Each funding option has its specific criteria, which we're happy to discuss during our initial consultation.

How long does it take to receive funding after approval?

The time to receive funding after approval can vary depending on the type of funding option chosen. Typically, once approved, funding can be disbursed as quickly as a few days to a few weeks. Our team works diligently to ensure that the funding process is as swift as possible, keeping you informed every step of the way.

Can Zeus Commercial Capital help businesses with less-than-perfect credit?

Yes, Zeus Commercial Capital is committed to helping businesses across a spectrum of credit situations. We understand that credit is just one aspect of your business's financial health. Our team evaluates each application holistically, considering various factors beyond just credit scores. We offer several financing options that are tailored to support businesses with different credit profiles.