SBA 7(a) & 504

SBA LOANS

Elevate your business and enhance financial stability with Zeus Commercial Capital's SBA 7(a) and 504 loan programs. Benefit from favorable terms, low-interest rates, and extensive use options tailored to your specific needs. Our SBA 7(a) loans are perfect for working capital, debt refinancing, and purchasing equipment, while the SBA 504 program is designed to support the acquisition of real estate and major assets, promoting long-term growth. Experience a streamlined application process, guidance from our expert team, and the potential for significant tax advantages. With Zeus Commercial Capital, securing an SBA loan means investing in your business's future without compromising ownership or control. Let us help you unlock the door to expansion and prosperity.

Small Business Administration Loans

Fuel Your Future

Our SBA 7a loans are the epitome of versatility and support for small businesses seeking to thrive. Designed to meet a myriad of financial needs, from working capital to debt refinancing, or even purchasing real estate, these loans offer the flexibility required to address your business's unique challenges. The SBA 7a program, facilitated by Zeus Commercial Capital, ensures your business can access necessary funds under favorable terms, including lower down payments and extended repayment periods, fostering a healthier cash flow management.

Simultaneously, our SBA 504 loan program specializes in empowering businesses to make substantial investments in their future. Primarily focused on fixed assets such as real estate or heavy equipment, the 504 loans stand out for their low-interest rates and long-term financing options. This program is particularly beneficial for businesses looking to expand their physical footprint or upgrade their operational tools without putting immediate strain on their cash reserves.

What distinguishes Zeus Commercial Capital in the realm of SBA financing is our deep commitment to your business's success and sovereignty. Through both the SBA 7a and 504 loan programs, we offer solutions that don't just provide financial backing but also preserve your business's equity. This approach ensures that you retain full decision-making power, driving your business forward on your terms.

Embark on a journey with Zeus Commercial Capital to leverage the strategic advantages of SBA 7a and 504 loans. With a team of dedicated experts guiding you through the intricacies of SBA financing, realizing your business aspirations is within reach. Choose Zeus Commercial Capital for an SBA loan experience that prioritizes your business's growth and autonomy, setting the stage for a prosperous future.

10,000+ FUNDING PARTNERS

SBA Loans

Key Benefits

Predictable Repayment Schedule:

SBA loans come with a structured repayment plan, easing financial management and forecasting for businesses, thanks to consistent payment amounts over time.

Lower Interest Rates:

SBA loans are known for their competitive interest rates, subsidized by the government, making them a cost-effective borrowing option for small businesses.

Longer Repayment Terms:

With terms extending up to 25 years, depending on the loan purpose, SBA loans allow for longer repayment periods, reducing the monthly financial burden on businesses.

Wide Range of Uses:

From buying real estate or equipment to replenishing working capital and refinancing debt, SBA loans offer the versatility to fund various business needs effectively.

Easier Qualification Criteria:

Backed by government guarantees, SBA loans often have more lenient qualification requirements compared to conventional loans, opening up funding opportunities for more businesses.

Enhanced Creditworthiness:

Timely repayments of SBA loans can significantly enhance a business's credit profile, facilitating easier access to financing in the future.

Preservation of Business Ownership:

SBA loans provide substantial financial backing without requiring business owners to sacrifice equity, ensuring they maintain control over their operations and decision-making.

General Eligibility

SBA 7(a)- Working Capital

Loan Amount: $30K-$500K

Payment Frequency: Monthly

Repayment Terms: 10 Years

Rate: Prime + (1-3%)

Origination Fee: Varies Per Lender

Pre-Qualification

2+ Years in Business

US Based Business/ US Citizen/ Lawful Permeant Citizen

FICO: 660+

GDSCR/BDSCR>1.15x

No recent BK's, Tax Liens, Charge offs, etc.

$250,000+

Annual Gross Revue

2 Years

Time in Business

660+

FICO Score

No Min

Daily Avg Bank Balance

SBA 7(a)- Streamlined

Loan Amount: $30K-$150K

Payment Frequency: Monthly

Repayment Terms: 10 Years

Rate: Prime + (2.75%-4.75%)

Origination Fee: Varies Per Lender

Pre-Qualification

2+ Years in Business

700+ FICO Score

No BK's in the past 3 years

No Outstanding Tax Liens

$250,000+ in Annual Business Revenue

$250,000+

Annual Gross Revue

2 Years

Time in Business

700+

FICO Score

No Min

Daily Avg Bank Balance

Frequently Asked Questions

Got questions? We've got the answers you're looking for...

What types of commercial funding does Zeus Commercial Capital offer?

Zeus Commercial Capital offers a wide range of commercial funding options, including but not limited to SBA loans, USDA loans, commercial real estate loans, equipment financing, invoice factoring, and lines of credit. Our goal is to provide flexible, tailored financing solutions to meet the unique needs of your business.

How does the application process for commercial funding work?

The application process starts with a brief consultation to understand your business needs and goals. Following this, you'll be asked to submit a loan application along with the necessary financial documents. Our team will review your application, perform due diligence, and provide you with the best financing options available. The process is streamlined to ensure efficiency and ease.

What qualifications are required for commercial funding?

Qualifications for commercial funding can vary based on the type of loan or financing option. Generally, we look at the credit history of the business and its owners, cash flow and revenue stability, business plan and performance, as well as collateral for certain types of loans. Each funding option has its specific criteria, which we're happy to discuss during our initial consultation.

How long does it take to receive funding after approval?

The time to receive funding after approval can vary depending on the type of funding option chosen. Typically, once approved, funding can be disbursed as quickly as a few days to a few weeks. Our team works diligently to ensure that the funding process is as swift as possible, keeping you informed every step of the way.

Can Zeus Commercial Capital help businesses with less-than-perfect credit?

Yes, Zeus Commercial Capital is committed to helping businesses across a spectrum of credit situations. We understand that credit is just one aspect of your business's financial health. Our team evaluates each application holistically, considering various factors beyond just credit scores. We offer several financing options that are tailored to support businesses with different credit profiles.