Unlock Capital with a Securities-Backed Credit Line: The Smart Choice for Portfolio Owners

Published by Zeus Commercial Capital

Are you an entrepreneur looking to acquire a franchise, purchase a business, or invest in commercial real estate? Navigating the financing landscape can often feel like a maze, filled with endless paperwork and uncertain approvals. Discover a Securities-Backed Credit Line – an innovative credit line facility designed to provide capital against your stock, bond, or mutual fund portfolio.

This is a unique financing solution, distinct from traditional bank loans. It's a fully licensed, FINRA/SIPC wholesale credit line, custom-designed to offer low-cost, high loan-to-value (LTV) financing by leveraging your existing securities.

Finance It Your Way: The Securities-Backed Credit Line Advantage

Forget the arduous process often associated with standard business financing. You've probably been through the standard financing process before, updating your personal financial statement, gathering five years of tax returns, bank statements, and more, then filling out forms, going to interviews, and praying for good news. With a Securities-Backed Credit Line, you can bypass these hurdles. This financing simplifies the process by using your stocks, bonds, or other securities as collateral. Crucially, these securities remain in your own account, not the lender's. This innovative approach allows you to put two asset classes to work simultaneously: your securities can continue to grow while providing you with the capital you need.

Key Benefits of a Securities-Backed Credit Line for Your Business

This Securities-Backed Credit Line comes pre-packed with unique features designed to set it apart from other securities-based credit lines. It's built from the ground up with client input, and new features are added regularly.

• Low-Cost & High LTV: Access the lowest interest rates and highest loan-to-value (up to 95%) in the market today, with rates that can be below typical mortgages.

• Low-Doc & Speedy Approval: The qualification process is streamlined. You typically only need a copy of your brokerage statement and a simple, one-page, secure online application. This leads to swift approvals, with funds often accessible in about eight business days on average.

• Personalized & Flexible: Your securities remain in your solely-owned brokerage account at all times, ensuring no transfer of title to the lender and no ownership change. Your account is identical to any modern US account. You retain control, with the option to integrate your existing advisor to assist with trades if you wish, and you can trade in your account as always (with minor limitations).

• Interest-Only Payments & Transparent Fees: You only pay interest on the amount you draw, with no other lender-side fee. There are no prepayment penalties and total freedom to pay off the loan whenever you wish.

• Security & Accessibility: Your advisor is a fully licensed Certified Financial Planner/RIA and FINRA member. You'll have 24/7 online access, reports on demand, and access to your advisor for free. You also receive a checkbook and can wire at no cost via phone. You are building a financial relationship with a top-tier, fully licensed SIPC/FINRA brokerage/banking firm.

• Tax Efficiency: Capital gains taxes occur with a sale or ownership change; neither occur with this type of credit line.

• "Insurance Policy" Feature: It is often kept in reserve by commercial real estate investors for quick deployment when and if needed, since the client owes nothing until they actually draw. It's a virtual "insurance policy". It has funded hundreds of ventures since 2008 either as a complete or supplemental solution.

Our Commitment: Built with Your Input

Back in 1999, many options existed for clients seeking franchise, business, or commercial real estate funding. The financial world was still a freewheeling place, but the financial crisis of 2008 took down many lenders and clients. After 2008, a new approach was sought, starting with client feedback. Clients universally wanted no transfer of ownership of their securities to the lender, no sale of their stocks as a condition to fund, interest-only payments, online access, statements on demand, no prepayment penalties, total freedom to pay off the loan whenever they wished, and no added lender account management fees. They also wanted a lender there for the long haul, the ability to pay off old margin loans in advance at no added cost, the line to grow if securities grew in value, and a very tolerant call policy.

Bringing this type of credit line to market required locating fully licensed, top-tier SIPC institutions and accomplished, FINRA-member lender advisors to manage it. Despite initial rejections, persistence paid off. Today, several borrower-requested upgrades later, this is a leading securities-based credit line program in the U. S. market. It has grown and evolved into an essential tool for any serious investor.

Ready to Get Started? Schedule a Free Consultation Today!

At Zeus Commercial Capital, we are dedicated to helping businesses like yours navigate the complex world of financing. Our team of experienced professionals has helped thousands of businesses secure the funding they need to grow and thrive. We take pride in our personalized approach to business financing, understanding your unique needs and objectives. We will work with you to identify the financing option that best aligns with your business goals and financial situation.

The application process for this type of credit line is designed to be easy, fast, and free. This innovative and secure solution can help you build a new relationship with a major, top-tier institution that might have been otherwise inaccessible.

Contact Zeus Commercial Capital today to learn more about how we can help you explore your financing options and see if a Securities-Backed Credit Line is a fit for your needs. Your success is our mission.

Schedule your FREE consultation now.

Zeus Commercial Capital is a leading provider of business financing solutions. With our personalized approach and extensive lender network, we help businesses of all sizes secure the capital they need to grow and succeed. Contact us today to learn more about our services and how we can help your business thrive.

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